If you have no will you have no say over what will happen after your death. In the UK The Laws of Intestacy apply. This is a set of rules that governs the distribution of the estate of someone who dies without testifying to their wishes in a valid Will.

Unfortunately, the rules are rather rigid and will often direct that the estate goes either completely or in-part to the wrong person/people and in some instance’s family members can struggle to gain guardianship over the children.

Here are some of the things we ensure your Will covers. Don’t worry about the jargon, your consultant will guide you through everything during your appointment – jargon free.

Making a Will means we can help you appoint executors that you know and Trust to oversee the administration of your estate through Probate. With a valid will in-hand your executors will be granted permission by Probate to gather together your estate, bring to an end your affairs, settle any debts and distribute your estate amongst your beneficiaries in accordance with your wishes set out in your will.

 In your will you can name the person you want give the authority to care for your minor children until they come of age.  Providing them with a certain future at the very worst of times. 

Usually more than one person appointed in your Will to look after the inheritance of a beneficiary under 18yrs or a vulnerable beneficiary. They can hold and invest your money on behalf of your children / grandchildren or vulnerable beneficiaries either until the child reaches a suitable point in their life to inherit directly or potentially for the rest of a vulnerable beneficiaries life. This is someone you trust, appointed by you, who will protect your beneficiaries from the outside world for as long as required

Trustees have access to the fund to ensure that the daily needs of the beneficiary are met and to provide them with lump-sums for education or their first car etc. You can also lay out directions in a separate non-binding letter to tell your Trustee(s) how you would want them to act for your minor beneficiaries if you weren’t around.

These are the people who you wish to ultimately inherit your estate. This can include gifts of specific sums of money or items to specific individuals or a gift to a charity. It could just be as simple as leaving everything equally between your children or friends!

A will can contain guidance for your executors as to how you would like your funeral to be conducted. Although this section of the will is not legally binding it means that your executors will have the peace of mind of knowing that your funeral would have met with your approval.